Copyright (c) 2012 Karen Chai Kar Siang
It is important to accomplish financial results early in life in order to be well prepared for retirement. As a matter of fact, many of us had ended up realizing this need only past our prime or younger years; this could easily be the result of over spending or a lack of financial advice when young. It might also be due to us being overly complacent in building up on credit terms or simply not taking the future seriously enough while it seemed far still.
At one time, we may have thought that all due expenses would eventually turn out fine as there used to be somebody paying for us or that we would hold our job still to handle all the payouts. However, the fact is, as time goes by, one might end up having a much desperate need for a healthier state of finance. It could be because of a sudden loss of employment or having the need to spend on big ticket items which as we become older the lesser options we would have apart from greater financial responsibilities if we just have not got enough. Consequently, it becomes more difficult to start all over again in building up our financial reserves later in life.
Hence, it is always good to start savings early in life. When we have saved enough money for old age, simply it would grant us good health and well being for a better life which is more relaxed and enjoyable . By having enough money as well, it becomes easier to turn to nurture or even financially assist and educate the young ones in the family. On the contrary, if we ended up becoming broke during old age, we could get into a lot of trouble or experience crisis within relationships as we have no choice but to depend on others financially to survive. It is notable that a lot may become unexpected as well in days yet to come especially with regards to making ends meet.
As most of us typically would just get a job while young, it may be worth exploring to have one or more side incomes as well to supplement towards our extra spending. This too may help us gain related job experiences or bring about other field of interests besides helping us to save more money. Consider the aspect of financial reward as secondary to building up on practical experiences; as only by having built enough life long experiences, shall they prepare and ready us to get on with the actual challenges in life. Therefore, always be practical and open minded when young to try on new things as these make us become more resilient in thinking and approach.
As alot would still remain a mystery to each of us, it may be worth trying to explore and discover as much as possible to understand better of things needed to be done in life. For example, how did people become richer, how much money is considered enough, etc. It is good to make informed choices at all times and to allow ourselves be made aware of the consequences that follow. Make plans that work and strategies to achieve our goals. Learn to lessen on risks, if for example a lot of money is involved. Share and work together with friends in order to strive towards success. Believe that we can work at creating a better future for ourselves if we try.
It is quite possible that often we have had our flaws at being negative or becoming overly selfish. Hence, we should often practise more on benevolence by having good intentions with an open mind where we accept and evaluate fairly what others have to say or do. Learn as much as possible from others so we too could improve. For example, start a good business, help a friend suceed, be thankful often, etc. Find out all that are needed to get things done and ensure that all we do brings about positive results of some sort. As most of us may not understand how things work at the beginning know that we shall eventually; otherwise just keep trying or move on to new things.
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