Investing can create wealth for any person, but for this the willingness of the person is required and how many risk taking ventures can you face. There are many ways one can invest, investing in shares, property, or foreign business. But all of the investments consist of risk; risk involvement is there in almost every kind of investment. Possibly you had invested in some business and it dint work. With the thought of going bankrupt you actually left your ambition of earning wealth behind. The fact that it might have gone horribly wrong for you has to do something with your anxiety. You could be a sceptic and keep looking for the safe option and engage in over analysis and this will act as a stumbling block towards your wealth management dreams. Your apprehensions will limit your pro-activeness and there'll be little left for you to do only because you have induced a mental state that is fearful of the unknown.
If this happens to be a case with you then your mind is not ready to help you generate wealth in any manner, as it will start assuming adversity. Your mind has to come out of that mental block if you want to create wealth or want to invest. With a clear mind you can work towards acquiring wealth.
Wealth has a lot more to do with how well me manage our money than it does our earning power. Wealth creation techniques do not have to be full of risk. You can find an opportunity that will let you spend more time with your family and the ability to make a better life than you presently are living. Yes you can have anything you desire and if it is more wealth that you desire; there are several ways to tap into the wealth of the universe to experience more. You can provide service to others and receive payment for it.
It is imperative to note here that making wealth is very simple as well as difficult, all is based on the mindset of the individuals. You must desire wealth in order to make it, that is just the simple truth and magic, because what you do not desire you can never acquire. The level of your desire backed with faith and determination would determine the extent to which you would acquire the wealth. Wealth making is like the game of soccer; there are those that are spectators, some are less concern with the game, they are there to make minor gain from sales of their products while there are few that participate fully in the game. Even, out of the few that participate in the game, only very few score goals; they are those with mindset to win in the game. Same is obvious in wealth making. Many people settle for the good, some strive to get to the better while very few get to the best and today they ae world legends; people to be reckoned with.
The alternative approach is that you remain invested in a higher percentage of equities, but prepare yourself that you may need to adjust your goals (retire later, spend less, spend more, etc) if the portfolio value falls too much. Of course, you may reach your goals sooner if the higher risk portfolio grows at a faster rate than the lower risk portfolio.
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